ALL BLOG POSTS

Sep 21 min read

How to Plot a Title

Here's a guide on how to plot a lot using its technical description.

May 222 min read

LOAN TAKEOUT

Banks would probably hate me for posting this.

May 202 min read

CONDITIONAL (LOAN) APPROVAL

When it comes to purchasing RE properties with a bank loan, buyers often find themselves at a disadvantage compared to cash buyers.

Apr 192 min read

CONTRADICTING INFO

Once in a while, I post about the not-so-flowery state of the RE industry, warning buyers. Then, I post ads of properties for sale.

Apr 152 min read

Capital Appreciation

Investopedia defines "Capital Appreciation" as "a rise in an investment's market price." Take note of the word "market."

Feb 122 min read

Should you get parking?

So, should you get a parking slot?

Jan 302 min read

Reputable = Smooth Transaction?

Once upon a time, a buyer was purchasing a parcel of land in the province from a reputable company.

Jan 261 min read

Unwritten Rule #9

Just like credit cards, the reckoning date for the payment of taxes is when the BIR sees the funds in their system.

Jan 232 min read

Valid Reason?

Once upon a time, an expat and his wife rented a house in a prime village in Makati. They had a newborn infant live with them.

Jan 221 min read

Unwritten Rule #8

If you overpay the government, good luck getting a refund.

Jan 191 min read

Unwritten Rule #7

When claiming capital gains tax exemption, the law presumes the use of the full amount of the sale proceeds.

Jan 151 min read

Verifying Property Titles

Here's a quick way to determine if a property's title is genuine.

Dec 29, 20231 min read

RE 10 Commandments

As 2023 draws to a close, let me post this again as a summary of all the lessons I've been teaching on this page.

Dec 28, 20231 min read

Tax Deadlines

Here's how anyone can easily miss the tax deadlines prescribed by government agencies.

Dec 27, 20231 min read

Conditional Deed of Sale?

What is a Conditional Deed of Sale (CDS)?

Dec 20, 20232 min read

Surprise, Surprise – Part 2

Here are my notes/takeaways from yesterday's post.

Dec 6, 20231 min read

Unrealized Powers

I think most folks are guilty of using templates of contracts, merely updating pertinent information (i.e., names and addresses)...

Dec 4, 20231 min read

Unwritten Rule #6

You can't pay the Registration Fee or the Transfer Tax until the BIR Certificate Authorizing Registration (CAR) is released.

Nov 20, 20232 min read

Friction Costs

Friction costs are the direct and indirect expenses incurred for the buying and selling of a financial instrument.

Nov 17, 20232 min read

Unwritten Rule #5

In the RE world, how the name is spelled in contracts should be the same as stated in the ID presented to the notary.