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20.2%
Banks reported a 20.2% growth in their interest collections in 2023. Here's why.
Feb 15, 20241 min read


Dear banks...
Here's an open letter to banks in the Philippines. If you work for the loans department of a bank, you may want to read this...
Jul 3, 20232 min read


Expect RPT to Increase...SOON
The DOF presented its Real Property Valuation Reform (RPVAR) plan in an event in Cebu last February 25, 2023.
Feb 27, 20232 min read


Another Rate Hike
On February 16, the BSP raised key interest rates by another 50 basis points (0.5%) after January recorded an inflation rate of 8.7%.
Feb 17, 20231 min read


Problems with Bank-Fin
Bank-Financed purchases, what can go wrong? Here, I'll discuss two of the most common problems when it comes to bank-financed purchases.
Feb 7, 20232 min read

Bank-Financed Purchases
Here's a short explanation of how bank-financed purchases work in the country. (I thought of making something I could forward whenever...
Feb 6, 20232 min read


Mortgaged Property
During the height of the pandemic, a buyer purchased a property that was mortgaged with a local bank.
Jul 5, 20221 min read


"Of legal age"
Is the wording “of legal age” necessary when it’s already indicated that the owner is married–and no one below 18 can be married?
Apr 21, 20221 min read


Co-Signer vs. Co-Maker
When applying for a bank loan, what's the difference between a co-signer and a co-maker?
Mar 31, 20222 min read
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